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Representative Example for Personal Contract Purchase (PCP): Payable by 48 payments of £318.31, with an optional final payment of £2,565.00. Payments are based on a duration of agreement of 48 months, a Cash Price of £15,795.00, with a deposit of £1,579.50 leaving an amount of credit of £14,215.50. The agreement is calculated using a fixed rate of interest of 5.82% per year resulting in Representative 9.90% APR and a total amount payable of £19,105.07 . An excess mileage rate of 12.00 pence per mile applies. We act as a credit broker, not a lender.