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Representative Example for Personal Contract Purchase (PCP): Payable by 48 payments of £370.69, with an optional final payment of £5,220.00. Payments are based on a duration of agreement of 48 months, a Cash Price of £20,095.00, with a deposit of £2,009.50 leaving an amount of credit of £18,085.50. The agreement is calculated using a fixed rate of interest of 6.30% per year resulting in Representative 9.90% APR and a total amount payable of £24,651.93 . An excess mileage rate of 12.00 pence per mile applies. We act as a credit broker, not a lender.